Privacy Policy & Data Security Disclosures
Blueprint Business Advisors ("Company", "we", "us", or "our") operates as a specialized business lending marketplace connecting commercial clients with premier banking institutions, credit unions, and alternative capital providers. This Privacy Policy details how we collect, process, encrypt, store, and transmit your personal and business data in compliance with financial privacy regulations and proxy usage standards.
1. Information We Collect
To evaluate your business funding eligibility, conduct fundability analysis, and process commercial funding applications on your behalf, we collect personal and enterprise information provided directly by you through our website (https://blueprintbizadvisors.com/), automated credit check authorizations, document uploads, and advisory consultations:
- Business Identification: Legal business name, DBA, entity structure, EIN/TIN, corporate phone number, physical operating address, website, and industry classification.
- Ownership Information: Full legal names, Social Security Numbers (SSN), date of birth, residential address, ownership percentages, driver's license/government ID scans for all owners holding 20%+ equity.
- Financial & Credit Data: Annual revenues, monthly bank statements, tax returns, balance sheets, profit & loss statements, existing debt schedules, merchant processing statements, and personal/business credit reports.
- Technical & Geographic Data: IP addresses, browser telemetry, device identifiers, and local geographic region data.
2. Credit Inquiries & Experian Soft Credit Pull Consent
Clients begin by submitting their information and agreeing to our terms and disclosures at https://blueprintbizadvisors.com/. Within minutes, our system runs a soft credit check via Experian to analyze client fundability.
Initial fundability assessments are conducted strictly via a soft credit inquiry through Experian. Soft credit pulls do NOT lower your credit score or post visible hard inquiry flags on consumer credit reports. Hard credit inquiries are initiated only by third-party lending institutions during final loan underwriting with your explicit prior authorization.
3. SMS, Email, and Advisory Communications (TCPA Disclosures)
Based on our fundability analysis, we prompt clients via SMS and transactional email to schedule an advisory consultation call with our team. By submitting your contact details, you consent to receive communications regarding your funding evaluation, appointment reminders, and application status updates.
- Message and data rates may apply depending on your cellular provider.
- You may opt out of SMS communications at any time by replying STOP. Reply HELP for assistance or email support@blueprintbizadvisors.com.
4. Legitimate Loan Application Processing & Residential Proxy Network Compliance
During the advisory call, we review your best funding options (Term Loans, Business/Personal Credit Cards, SBA Loans, Business Lines of Credit, Merchant Cash Advances). If you choose to move forward, we send a legally binding agreement authorizing our team to process funding applications on your behalf using the information provided.
After the agreement is signed, our processing team conducts a verbal identity verification, confirms all submitted data, and obtains verbal consent to proceed.
When submitting commercial loan and credit card applications on client behalf across whitelisted partner banking portals, our processing team utilizes enterprise residential proxy infrastructure to match the client's local geographic region (city/state). This prevents unwarranted geo-location fraud alerts or automatic portal lockouts during legitimate application processing, ensuring smooth transmission and optimal approval rates.
5. Approved Institutional Partner Network
Application submissions and proxy routing are strictly limited to a vetted network of approved national banks, card issuers, credit unions, and licensed alternative lenders. The complete list of approved partner portals is maintained internally and shared with authorized compliance reviewers upon request. It is not published publicly to preserve processing integrity and to comply with acceptable-use and anti-abuse standards.
We do not route, submit, or process applications through unapproved or unverified portals under any circumstances.
6. Data Security & Field-Level Encrypted CRM
We manage client records within an encrypted CRM database. Field-level encryption is implemented across all sensitive customer data (including SSN, EIN, driver's license numbers, and banking details) to guarantee complete privacy and data security.