Terms & Conditions of Advisory & Financing Services
These Terms and Conditions ("Agreement") govern your access to and use of blueprintbizadvisors.com and services provided by Blueprint Business Advisors ("Company", "we", "us", or "our"), a premier business lending marketplace connecting small business owners to suitable commercial funding solutions.
1. Business Lending Marketplace & Marketplace Overview
Blueprint Business Advisors operates as a commercial financing marketplace and business advisory firm. Clients begin by submitting their business information and financial records through our website at https://blueprintbizadvisors.com/.
Our funding solutions include but are not limited to:
- Term Loans (Fixed/Variable short-term and long-term commercial loans)
- Business & Personal Credit Cards (0% APR introductory rate and high-limit capital cards)
- SBA Loans (7(a) and 504 government-backed small business loans)
- Business Lines of Credit (Revolving business capital reserves)
- Merchant Cash Advances (MCA) (Revenue-based commercial funding)
2. Soft Credit Check & Experian Authorization Disclosures
Within minutes of your submission on blueprintbizadvisors.com, our automated system runs a soft credit check via Experian to analyze client fundability.
You explicitly authorize Blueprint Business Advisors to conduct soft credit pulls through Experian and commercial credit bureaus. Soft credit inquiries do NOT impact your personal credit scores or leave visible inquiry flags for third-party credit bureaus. Based on this fundability analysis, we prompt clients via SMS and transactional email to schedule a strategy call with our senior financing team.
3. Advisory Consultation, Legal Authorization & Verbal Consent
During the scheduled advisory consultation call, our senior specialists review your top funding options. If you choose to move forward:
- We send a legally binding agreement authorizing our processing team to process commercial funding applications on your behalf using the information provided.
- After the agreement is signed, our processing team conducts a verbal identity verification call, confirms all submitted data, and obtains explicit verbal consent to proceed with application submissions.
4. Legitimate Loan Processing & Residential Proxy Network Authorization
To ensure smooth processing, prevent unwarranted geo-blocking, and eliminate false fraud flags on behalf of our clients across whitelisted banking and lending institutions, our processing team utilizes secure residential proxy infrastructure.
By signing our service agreement, you grant explicit authorization for our team to connect to whitelisted financial institution portals matching your local geographical location (city/state) using enterprise residential proxies strictly for commercial loan application filing, verification, and underwriting document delivery.
5. Approved Institutional Partner Network
Application submissions and credit processing conducted by our processing team are strictly restricted to a vetted network of approved national banks, card issuers, credit unions, and licensed alternative lenders. The full list of approved partner portals is maintained internally and is provided to authorized compliance reviewers upon request. This list is not published publicly to preserve the integrity of our processing operations and to align with acceptable-use and anti-abuse standards.
Our partner network includes major U.S. banking institutions, government-backed SBA lenders, and regulated alternative capital providers. We do not submit applications to unapproved or unverified portals under any circumstances.
6. Data Security, CRM Encryption & Regulatory Compliance
Client data is stored and managed within our encrypted CRM system. All sensitive fields—including Social Security Numbers (SSN), Employer Identification Numbers (EIN), bank account numbers, and personal identity data—are protected with enterprise field-level encryption at rest and TLS 1.3 encryption in transit.
We adhere strictly to Know-Your-Customer (KYC), Anti-Money Laundering (AML), TCPA SMS disclosure standards, and Oxylabs Acceptable Use Policies (AUP).